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Financial Planning

Financial Planning It is often said that if you fail to plan then you are planning to fail. Financial Planning involves determining your current situation, establishing future financial goals and then creating a plan that both protects the current situation and achieves the goals for meeting future financial commitments and reaching the situation you want […]

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Mortgage Protection Insurance

Mortgage Protection Insurance As the name suggests this kind of policy will pay your mortgage premiums if you are unable to work, for your employer, due to accident or sickness. Most policies will also pay your mortgage if you become unemployed or are are made redundant. This type of policy is also known as ‘Redundancy, […]

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Pensions

Pensions Coming to Retirement we all worry about how we will make ends meet. Here at Cummins Insurances, we can make this easy for you by finding the best suitable Pension Plan for you. There are three types of Pensions. These are… 1. Occupational Pension Scheme 2. Personal Pension Plan 3. Personal Retirement Saving Account […]

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Investments and Savings

Making Good Investment Decisions In uncertain times good financial investments can be difficult to find. But in these uncertain times selecting the right investment is even more important than usual. To make an effective decision requires a careful analysis of your personal, or business, financial situation and needs as well as a detailed comparison of […]

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Life Assurance

Life Assurance A life assurance policy pays out the amount of life cover as a tax free sum on the event of the death of the life assured . It ensures that your loved ones are financially provided for  in the event of your passing. Types Of Cover: Single Life Policy – Covers one person […]

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